Visory Health Caregiver Series: How to Afford Prescriptions Without Insurance

I need to pay for my prescriptions but don’t have health insurance. How do I afford buying my prescriptions? If you're uninsured or if your insurance plan doesn’t cover your prescriptions, Visory Health makes it easy to afford prescriptions.

If you are struggling to pay for your prescription medications, you are not alone. According to KFF polling, one in four Americans taking prescription medications have difficulty paying for their medications. In 2023 alone, the United States spent more than $722 billion on prescription drugs, a 14% increase from 2022.

In this blog, we will provide some practical tips and resources to help you afford your prescriptions with and without insurance coverage.

How to Get Prescription Medication Without Insurance

If you don’t have insurance coverage, here are some practical steps to take to save on the cost of prescription medications:

Speak with your provider to see if you can switch to a generic or lower cost medication.
Consider requesting a 90-day supply instead of a 30-day supply for possible cost savings.
Consider using on-line or mail-order pharmacy to reduce costs.
Some pharmaceutical companies offer patient assistance programs to help with reduced-cost or free medications. Refer to your specific drug website to see if you qualify.
Some national disease specific organizations offer help with prescription medications. Contact your national organization specific to your disease to find out if they provide medication assistance.
Social services or religious groups may have assistance and referral information available.
Free clinics and community health centers may assist with medication costs.

Additional Resources to Help Paying for Prescriptions Without Insurance

There are several resource to help make medications more affordable. Whether you don’t have insurance, or your insurance plan doesn’t cover your medication, browse this list for support in affording prescriptions.

MedlinePlus: This resource is available through the National Library of Medicine and provides information on Medical Financial Assistance:
Compassionate Allowances (Social Security Administration)
Disability: Social Security Disability Insurance (SSDI) (Social Security Administration) Also in Spanish
Help Paying for Prescription Medicines (American Cancer Society) Also in Spanish
NORD's Patient Assistance Programs (National Organization for Rare Disorders)
Paying for Complementary and Integrative Health Approaches (National Center for Complementary and Integrative Health)
RxHope: Patient Assistance Information (Pharmaceutical Research and Manufacturers of America)

Get Discounts on Medication Without Insurance Using an RX Savings Card

Using a prescription savings card is simple. Whether you are uninsured, or even if you have insurance. You can use our prescription price search tool to find out how much each medication will cost using Visory Health’s Discount Prescription Card without insurance.

Use the Visory Health Discount Prescription Card if you don’t have insurance, if you’re underinsured, or if you have insurance but have a high deductible or co-pay.
The Visory Health Discount Prescription Card is used without insurance or instead of insurance.
Visory Health works directly with pharmacies to decrease your prescription medication costs with up to 80% savings.

The Visory Health Prescription Discount Card is here to help

At Visory Health, we see you and hear you! We understand the expense of prescription medications with or without insurance.
Simply download our Visory Health app, search your prescription and see how much money you can save on your medications. No registration, no fees, no worries. It’s simple to use and simple to save.
With over 10,000 medications available, Visory Health can save you money on your prescription medications.

Stay Healthy, Stay Visory!