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Navigating Prescription Costs If You Lose Medicaid Benefits: Your Guide to Affordable Medication

The potential to lose Medicaid coverage can stir up a whirlwind of emotions like worries and stress, especially when it comes to affording the prescriptions that are crucial for you and your family's health and well-being. We understand that taking care of your health is essential.These potential changes are a lot to navigate, and we get it, uncertainty about your healthcare can feel incredibly overwhelming.

At Visory Health, we’re on a mission to make access to prescriptions affordable and simple in the wake of Medicaid changes and uncertainties. We’re here to help you navigate around roadblocks to affordable healthcare access by bringing you direct savings on medications. You deserve to feel at ease and in good hands when it comes to your health.

What Is Happening With Medicaid? Understanding The 2025 Medicaid Cuts and Who Will Be Affected

You've probably heard about Medicaid in the news and wondered, "Is Medicaid going away?" or “Who will be affected by Medicaid cuts?” Let's break down what's happening with Medicaid budget changes in a simple, high-level way.

What is Medicaid and Why is the One Big Beautiful Bill Act Relevant?

Medicaid, a program funded jointly by federal and state governments, provides healthcare coverage to millions of low-income Americans including children, pregnant women, seniors, as well as people with disabilities. Recently, legislative changes have been passed that will shift Medicaid eligibility, leading to uncertainty about who will be affected. These cuts could also potentially include children covered under the Children’s Health Insurance Program (CHIP).

It’s even more confusing when you realize the name of Medicaid and CHIP coverage is different state by state. You can use Healthcare.gov to find out what your state calls these health programs to get a better understanding.

According to a report from the Center for American Progress and the Arc in July 2025, “The nonpartisan Congressional Budget Office (CBO) estimated that the One Big Beautiful Bill Act (OBBBA) will decrease federal spending on Medicaid and Children’s Health Insurance Program (CHIP) benefits by $1.02 trillion.” According to a report by CBO, they estimate that under the OBBBA, “79.5 million people would be enrolled in Medicaid in 2034, 10.5 million fewer than under current-law projections.”

How Many People Will Be Impacted By Medicaid Cuts

The nonpartisan Commonwealth Fund found that up to 5.6 million Community Health Center patients could lose Medicaid coverage in the five years after the new work requirements are implemented.

According to the Commonwealth Fund, “CHCs are often the primary health care homes for Medicaid patients with the most complex medical and social needs.” These centers support some of the most vulnerable populations, including:

Over 1.4 million homeless individuals.
Nearly 1 million seasonal agricultural workers.
More than 6 million people who live in or near public housing.
One-third of CHC patients are from rural communities.

Adult patients who use these centers are twice as likely to report being in fair-to-poor health compared to the general population.

Who May Be Cut From Medicaid?

Recent healthcare budget changes may disproportionately affect lower-income households, as a result of changes in income thresholds and new work/ reporting requirements. On average, 1 in 5 people in the U.S. have Medicaid coverage (Johns Hopkins).

Changes To Medicaid Eligibility - In addition to changes in income thresholds, the bill includes provisions that require Medicaid recipients to complete at least 80 hours per month in one of the following:

Working
Community Service
Training

According to an analysis by the UC Berkeley Labor Center, this work provision could make it harder for adults 50+ to continue getting coverage due to factors such as deteriorating health, inability to find work so close to retirement, and providing care for other aging family members. Those with disabilities, those living in rural communities or those with seasonal jobs, such as farmers or farm workers, may have to find year-round employment in order to maintain eligibility.

The Impact of Medicaid Cuts In Rural Areas - Rural areas may also face a larger impact than urban areas. Part of the OBBBA will gradually cap and reduce what states can tax hospitals, health plans and other medical providers. These taxes are part of how states fund Medicaid for their eligible residents. According to the Centers for Disease Control and Prevention, patients in rural areas tend to have higher rates of chronic illnesses and health issues due to their limited access to care. Although you might think less taxes for hospitals and providers would make the hospitals more profitable and therefore better, many rural hospitals have lower patient volumes and higher costs per patient. If patients are unable to pay for their services and hospitals aren’t getting reimbursed by Medicaid, hospitals may have to severely limit services or face closure, making healthcare access even harder for rural communities and families.

When will changes to Medicaid happen? The "One Big Beautiful Bill Act" of 2025 (H.R. 1) was signed into law on July 4, 2025, with many of its provisions, including those related to Medicaid, becoming active throughout the year and in subsequent years. What this means is that changes are coming, so it’s best to stay aware and well-informed, especially if you are currently on Medicaid.

Are You Losing Medicaid Coverage?

It's natural to ask, "Am I going to lose Medicaid?" The primary reason individuals may lose Medicaid coverage is due to changes in income exceeding each state's established eligibility thresholds, or the new work requirements. State Medicaid agencies typically send notices if your coverage status is changing. You can also check your status by contacting your state's Medicaid office directly or logging into their online portal if available. We encourage you to reach out and get clarity on your specific situation. Knowing is half the battle!

Paying for Prescriptions Without Medicaid

For many, losing Medicaid could mean facing the full cost of Medicaid prescriptions out-of-pocket. We know that the cost of prescriptions is already a significant barrier to accessibility for countless families, seniors, and Veterans. The loss of coverage can unfortunately amplify this problem, turning critical medications into a seemingly impossible financial hurdle. This is where the Visory Health Prescription Savings Card comes in, offering simple Rx savings for you and your whole family. Everyone is eligible to use Visory Health, no matter your situation or status.

Keeping Up With Medication Adherence if you Lose Medicaid

When people can't afford their prescriptions, it often leads to skipped doses, stopped or unfilled medications, or other barriers that make it hard to maintain proper Rx use. This can result in worse health outcomes overall and potentially higher long-term healthcare costs down the road. We believe everyone deserves to keep up with their health, no matter their financial situation. As we see it, you shouldn’t have to choose between groceries and basic necessities over your family’s health.

The Health and Financial Impacts of Medicaid Cuts

If you or your loved ones lose Medicaid coverage, you will likely have to budget more money for healthcare and prescriptions, which means budgeting less money elsewhere. This could lead to significant long-term financial strain for families and underserved communities, making solutions for affordable medications, like Rx savings cards, more critical than ever.

How To Afford Medications After Loss of Medicaid - Visory Health’s Prescription Discount Solution

Even without insurance or Medicaid, there are ways to save money on your prescription medications. One example is the pharmacy discount card. Think of a pharmacy discount card, like Visory Health, as your secret weapon against high prescription costs. It's a free resource that works completely independently from your insurance, and is designed to give you direct discounts at the pharmacy counter, making them a great option if you or someone you know is no longer on Medicaid.

It's important to remember that these cards are not insurance; they are a way to access discounted cash prices on your medications. You can learn more about how they differ from insurance here: Pharmacy Cards vs. Insurance Cards: A Guide by Visory Health.

Visory's mission is to make this process as simple and stress-free as possible. Here’s how our prescription discount cards work and why Visory Health is your go-to for prescription savings:

Direct Rx Discounts: Get immediate savings without needing to go through insurance, approvals, or deductibles.
No Income Requirements: Anyone can use the Visory Health Rx Discount Card – there are no eligibility restrictions based on your income, abilities, employment, or past coverage.
Instant Access to Savings: The card is pre-activated so you can access immediate savings the very next time you are at the pharmacy. It’s hassle-free and works at over 38,000 pharmacies nationwide.
Completely Free: No premiums, no subscriptions, no fuss!
Simple & Stress-Free: Download your Visory card, show it at the pharmacy, and save. It's that easy.

For a deeper dive into how to use a prescription discount card, check out our guide: How to Use a Prescription Discount Card at the Pharmacy.

Losing Medicaid Eligibility? We see you. We hear you.

At Visory, we see you and hear you. We understand the stress and uncertainty that come with changes to Medicaid and your healthcare coverage. Our mission is to make things as simple, easy, and stress-free as possible, especially during uncertain times. We firmly believe that everyone deserves access to affordable medications to live a healthy, vibrant life without the added financial burden that often leads to skipping prescriptions and overall loss of healthcare.

That's why Visory helps by partnering with an extensive network of pharmacies across the U.S. to improve the accessibility and ease of use of our discount card. You can find a pharmacy near you that accepts Visory by using our handy pharmacy locator: Visory Health Pharmacy Locator.

Plus, our innovative Price Search tool allows you to compare varying prescription drug prices by pharmacy, ensuring you always get the best deal. Try it out today: Visory Price Search Tool.

It’s time to take control of your prescription costs in a world that feels a little out of your control. Reduce the impact of Medicaid cuts on your family. With Visory Health, you can find simple and easy savings and experience better health, no eligibility required.

Ready to unlock simple Rx savings? Get your Visory price today!

Download Your Visory Health Rx Discount Card Now!

The Visory Team is always here, ready to help you navigate your healthcare journey with courage and compassion.

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To Your Health,

The Visory Health Team

","disclaimer":"

This article is not medical advice. It is intended for general informational or educational purposes only. It is not a substitute for professional medical advice, diagnosis or treatment. Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition, diagnosis or treatment. If you think you have a medical emergency, immediately call your physician or dial 911.

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